Bankak / بنكك

Bankak, also known as بنكك, is a mobile banking application developed by the Bank of Khartoum. This app is available for the Android platform and allows users to manage their banking activities conveniently and securely from their mobile devices. Users can download Bankak to access a wide range of financial services and features designed to enhance their banking experience.

The application offers real-time access to bank accounts, enabling users to check their balances, view transaction history, and manage their funds from virtually anywhere. With the ability to perform transactions securely, Bankak provides instant notifications via SMS for all account activities, ensuring users are always informed about their financial status.

One of the significant functionalities of Bankak is the ability to transfer funds. Users can transfer amounts up to SDG 2,000,000 per day between their own accounts, to other Bank of Khartoum accounts, to accounts in other banks via card numbers, and to mobile money account holders. This feature is particularly useful for those who need to manage multiple accounts or send money to friends and family.

For customers who frequently make payments, Bankak allows the saving of beneficiaries for funds transfers and bill payments. This feature simplifies the process of sending money and paying bills by allowing users to select previously saved beneficiaries rather than re-entering their details each time. Common bill payments that can be completed through the app include electricity bills, telecommunications, government services, education fees, and donations to various organizations.

Another useful feature of Bankak is the option for cardless cash withdrawal. This service enables users to withdraw cash from Bank of Khartoum ATMs without needing a physical card. Users can either withdraw money directly or send an OTP to someone else who can then retrieve the cash from an ATM or a BOK Wakeel shop. This enhances the flexibility of accessing funds securely without the need for a bank card.

Bankak also supports fixed term deposits, allowing users to create accounts instantly. By taking advantage of one of the highest profit rates among Sudanese banks, customers can benefit from their savings over time. The app facilitates the setup of standing orders for repetitive and scheduled fund transfers, which caters to users who prefer automation in their financial management.

Security is a top priority for Bankak, and the app provides users with the ability to manage their account settings, including password resets, registered mobile phone numbers, email addresses, and security questions. This level of control helps users maintain the security of their accounts while ensuring they can access their financial information easily.

The app is available in both Arabic and English, catering to a diverse user base. This bilingual feature ensures that more individuals can navigate and utilize the app's functionalities effectively, promoting accessibility for a broader audience.

In addition to its core banking features, Bankak encompasses various services across different sectors. Users can pay for fuel, transportation, travel, and even online shopping through the app. This range of services makes it a versatile tool for managing everyday financial activities.

Bankak also focuses on providing options for donations and contributions to humanitarian causes. Users can support organizations dedicated to aiding orphans, providing medical relief, and more, all through their mobile banking app. This integration of charitable giving within the banking experience reflects a commitment to social responsibility.

Overall, Bankak combines modern banking conveniences with user-friendly features that enhance the overall banking experience. By offering secure access to financial transactions, the ability to manage payments and transfers conveniently, and providing functionalities for savings and charitable contributions, Bankak serves as a comprehensive mobile banking solution for its users.

For more information about the features and services offered by Bankak, interested individuals can visit the Bank of Khartoum's official website at http://bankofkhartoum.com/mobile-banking-mbok/ and http://bankofkhartoum.com/mobile-money/. Additionally, updates and news related to the app can be found on their Facebook page at /BankofKhartoum1913.